Pick a Winner — Tips for Property Investment

The decision to purchase an investment property is always a major one, especially when it’s your first. Even though the property market has proven itself time and again to be a low-risk, high return investment option, the prospect of outlaying all that cash and committing yourself to regular repayments can be a daunting one. Let’s take a look at a few tips to make sure you pick a winner in the property market.
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When is The Right Time To Invest In Property?

Timing is everything. Whether you’re talking about making your entrance on the stage or simply biting into a piece of fruit, the time at which you choose to do anything greatly impacts the outcome. This is especially true in property investment, an area where fortunes can be made and lost all because of timing. It is this fact that causes so many potential investors to put so much thought and research into ‘the right time’. Should you wait until you have substantial savings, and have equity in your own home first, or should you put your money directly into an investment property and rent for a while? Should you sell now and buy later, or buy now and sell later? Is this even an option? There are so many questions around the right time to invest in property that we’ve put together a guide to help you decide if the time is right for you.
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Steps to A Renovator’s Dream–Part Two

As we mentioned in our previous article, an investment property with a little room for improvement can not only yield fantastic returns, but can be purchased for a bargain for the shrewd buyer. We have already covered structure and location, but what else should you look for in a renovator’s dream?
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Steps to A Renovator’s Dream–Part One

In a world where we are so used to having all of our purchases wrapped in a shiny package and marketed to us in such a way that makes us desperate to have whatever’s selling, a fixer-upper (often referred to in real-estate jargon as a ‘renovator’s dream’) can at first fail to make that impression that makes us reach for the cheque-book. In fact, it is this very reluctance on the part of property buyers to invest in something that can’t immediately see themselves in, that makes the fixer-upper such a valuable investment property. If you are in the market for a renovator’s dream, there are some things to keep in mind that can help you get a great deal that pays dividends down the line.
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How to Choose a Valuable Investment Property

Investing your hard-earned money in property is something that can prove incredibly rewarding without posing too substantial a risk. It is, however, still a decision that requires a lot of careful thought and research, as property investment–like any investment in a post GFC world–needs to be approached with a sensible outlook. If you’re considering investing in property, it is helpful to keep in mind the fact that your uses for the property will determine the parameters for what you look for. In other words, the same things you find attractive in a house you are buying for your family to live in will not necessarily match those that are financially sensible in a property you intend to use as a rental, or as a renovation and sell-on project. We’ve put together a short guide to what to look for in your investment property, depending on your situation.
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Renovations on Your Self Managed Superannuation Fund Properties – the Latest News from the ATO

While purchasing an property investment through your self-managed superannuation fund (“SMFP”) using a limited recourse loan can be a complex process, the rewards of SMFP properties can be enormous if it is done right. Once you’ve purchased your property, you may be thinking about undertaking ongoing repairs or renovations. At this stage, you will need to know that the Australian government has some specific rules when it comes to renovations on SMFP properties. We look at these in more detail below.
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Purchasing Property: Self-Managed Superannuation Funds or a Mortgage in Your Name?

Property investment has long been a passion of many Australians. Yet many people are not aware that they can fund their investment in property through their self-managed superannuation funds (“SMSFs”). Through an SMSF, super monies can be used as the deposit for any type of property investment. In this article, we will compare the advantages of SMSF over purchasing investment property in your own name, looking at issues relating to financing, tax, negative gearing, and deposits.
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When to Choose Borrowing with SMSF over a Family Trust

Family trusts have traditionally been one of the most popular vehicles for purchasing investment property in Australia. With the introduction of limited recourse loans in September 2007, which allow self-funded superannuation funds (“SMSFs”) to purchase investments such as property, it has become increasingly common for individuals make use of their super to purchase property. While both the family trust and the SMSF come with inherent advantages and disadvantages, there are circumstances in which choosing one over the other is more beneficial. We take a look at these in more detail below.
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Top 3 Tips for Buying Property with Your Super

Since employer contributions to employee superannuation funds were made compulsory in 1986, self-managed superannuation funds (“SMSFs”) have become very popular. Increasingly, Australians have discovered that using SMSFs to fund the purchase of an property investment is an excellent investment strategy. To avoid common pitfalls, here are the top three issues to stay aware of when funding property through SMSFs.
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